Explore the ins and outs of health tourism cardiovascular complication insurance coverage
As the name suggests, Health Tourism Cardiovascular Surgery Trip Insurance is a type of It provides assurance against the negativities that may occur after your cardiovascular surgery treatments abroad.
There are two ways to access cardiovascular surgery health policies:
1. By purchasing online through this portal
2. Through the clinic where you will be treated
In order for the coverages in the policy to be valid, the health institution where you will be treated must be a health institution with an authorization certificate accredited by the Ministry of Health. 
Standard health insurance plans usually do not cover surgical treatments. However, cardiovascular surgery treatments are very costly procedures. Your current health insurance and travel insurance will not cover the surgical treatments that you will have optionally and the problems that may occur afterwards.
After the operation, you returned to your country and a complication developed or you need revision surgery and you need to go to the clinic where you were treated again, who will cover the costs?
These costs are mostly paid by the patients themselves and are not covered by their existing health insurance.
In general, your insurance will be about 3 to 5% of your total health trip cost. When you consider it like that, it can be a small price to pay in order to protect your health trip investment.
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Complication Insure, provides peace of mind to Authorized Healthcare Providers surgeons and patients in the unlikely event a complication were to occur. Providers can execute the best medical care knowing the patient will not suffer a financial loss due to post surgical medical bills.
The coverage of Complications Insurance extends to the procedures listed below. All patients who have one or more of the Covered Procedures must have their surgeries performed through health tourism authorized providers to be eligible for insurance coverage. The following are sample procedures, your upcoming operation may not be listed, this does not mean it is out of scope.
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Türkiye Cumhuriyeti Sağlık Bakanlığından; Uluslararası Sağlık Turizmi ilkeleri doğrultusunda hizmet garantisi sağladığına dair onay almış ve verdiği hizmetin standartlar düzeyinde devam ettirip ettirmediğinin düzenli olarak kontrol edildiği onaylı kurum demektir.
Hizmet alacağınız kurum akradite değil ise;
- Alacağınız hizmet kalitesini denetleyen hiçbir resmi kurum olmadığını göstermektedir.
- Tüm reklam ve satış teknikleri birer aldatmaca üzerine kurulu olabilir.
- Ulusal ve uluslararası hukukta hakkınızı ararken onaylı olmayan bir kurumu tercih ettiğiniz için tüm haklarınızda kayıp yaşayabilirsiniz.
It secures the medical complications that develop after
medical applications. Inpatient treatment coverage is valid in the following
terms and conditions:
* Patients should have the Healthcare Tourism Complication Coverage
Insurance prior to having primary surgery/operation in Turkey,
* Primary surgery/operation should be undertaken in Turkey by a medical center
accredited as “Medical Tourism Institution” by Republic of Turkey Ministry of
Health,
* All the required documents and information regarding the primary and
secondary surgery/operations as well as complications due to primary
surgery/operation should be presented to Insurance Company, additional
documents may be requested,
* Repetition surgery/operation should be undertaken in Turkey by a medical center
accredited as “Medical Tourism Institution” by Republic of Turkey Ministry of
Health in 6 months of time from the policy commencement day,
* Reimbursement will be made to the insured according to coverage limits for
the treatments, specified in the each policy.
Any dissatisfaction arising from personal preferences are excluded in plastic
surgeries and dental treatments.The complications that are only caused by
specified procedures are covered by the insurance, any other complications
occurring from another treatment are excluded from the coverage.The expenses
related to complications that caused by the covered surgery/operation including
revision/repetition surgery and intervention are covered.
Rehabilitation/physical therapy expenses, which may or may not be required
after the surgery/intervention are excluded from the coverage.Any tests and
pharmaceuticals required for the covered medical procedure are also reimbursed
under this coverage. Except for the diagnostic procedures required for the
treatment of the complication and pre-operation tests, any other diagnostic
procedures and tests unrelated to the surgery are excluded from the coverage.
In case of treatment of a complication developed as a result of a treatment applied in Turkey or revision of the surgery, the amount of the economy class flight ticket paid by the insured to come to Turkey from his/her country is paid with the limit and exemption specified in the policy. Air ticket coverage limit is different for some plans, check your certificate. Coverage is shown on the certificate and/or policy. The flight ticket guarantee is exempt from 100 EUR and the maximum guarantee amount that can be paid may vary on a plan basis, and the guarantee limit is specified in the certificate and policy.
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