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What is Health Tourism Insurance?

Health Tourism Complication Insurance is a type of insurance (like life or health insurance) that provides coverage for certain costs and losses associated with health traveling.

Did you know that you can get insurance coverage for your health trip to Turkey?

Most major health insurance policies exclude payment for treatment of a complication from an elective cosmetic surgery.
 As the number of elective cosmetic procedures increase, so does the number of medical complications arising from these procedures.
ComplicationInsure is an affordable solution to the lack of insurance coverage for medical complications that can occur after surgery.

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About Health Tourism Complication Insurance

Health Tourism complication insurance can help give you greater peace of mind.

Without health tourism insurance, if something unexpected happens you could be responsible of those costs yourself.

These unexpected expenses can be expensive, so health trousim insurance can help give you greater peace of mind, knowing your health investment is covered.

What is it?

After the operation performed by foreign nationals who come to Turkey for health tourism purposes, it covers the cases where revision or renewal of the operation is required due to complications that may arise from this operation. The policy is valid for a minimum of 6 months from the start date. It is the only insurance product in the world with this feature.

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What's covered?

Many insurance plans come with a core selection of coverages.

Most of our plans at ComplicationInsure provide coverage for:

Inpatient Treatment

Flight Ticket

Accommodation

Intervention in Native Country

Companion Expenses

Travel Policy

What is complication?

Complications are a natural part of surgery and are often not a problem. When it does, it is usually solved with small interventions, but it is costly.
In such a case, ask your provider who will cover these costs. because these costs usually have to be borne by the patient and health insurance generally doesn't cover them.
Complicationinsure is a special platform created to fill this gap and make your health travels safe.

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What's not covered?

Limitations and exclusions can vary, depending on what type of travel insurance plan you choose.

Healthcare tourism complicationassurance insurance is for unforeseen events. This means if you purchase healthcare tourism complication assurance insurance after something happens the event is no longer considered unforeseen under the policy, and likely will not be covered. For example, if you need to go to the health facility again if a problem occurs after your surgery, you must have taken out your insurance before the scheduled surgery date. ​Healthcare tourism complication assurance insurance, like any insurance, does have exclusions. So it's important to understand your policy and the exclusions before you purchase. Read over the policy of insurance (which contains the full terms and conditions) and ask any questions you have before purchasing.

A policy of insurance document is available for every plan we offer.  we have kept the scope of our plans very broad. However, It's important to know few basic exclusions.
Secondary procedures, to be applied to eliminate dissatisfactions, arising from personal preferences in plastic surgeries and dental treatments.
rehabilitation/physical therapy expenses, which may be required following surgery/intervention, are excluded.
Private nurse expenses, suite room charge.
Pharmaceuticals and treatments, deemed in experimental phase by the United States Food and Drug Administration (FDA) 
Complications, which arise more than 6 months (Dental Implants Plan 12 months) after a procedure or surgery, performed in compliance with policy plan.

What if I already have medical insurance?

 ​"But I have health insurance already, won't that cover me?"

The answer is that it may not, particularly if you are traveling for an elective surgery.You should read your health insurance policy to see if it provides the coverage you need. Health insurances of insurance companies usually do not cover elective surgeries. Complication Insure was created exactly for this. ComplicationInsure does not only cover treatment costs, but also includes many additional coverages such as flight ticket, accommodation, accompanying flight ticket, accompanying accommodation expenses, travel insurance. You can travel more confidently, with our health tourism complication assurance insurance plans, especially if it's overseas where you may not be as familiar with the medical or transport systems. You may be planning your trip with a facilitator or travel agent, this is a good method, but it does not change the fact that you need to insure yourself and your health with insurance assurance. However, this does not change the fact that you have to insure yourself and your health with insurance coverage.

How can I purchase complication insurance?

CI healthcare tourism complication insurance plans make it easy to get a quote and purchase.​ You can get it online very easily and safely from the buy page.
It is completely user friendly. You can complete the purchase process in less than 2 minutes. 
Everything is very easy once you determine the right plan beforehand and get your offer.

You can also get it through our contracted clinics. You can get it from the health facility even the day before the treatment. Our clinics can create your policy instantly. With this feature, it is a unique system in the world.

Even if the clinic you intend to be treated is not among our contracted institutions, it is okay. Your coverage are also valid at those facilities. Bazı anlaşmalı kurumlarımız size özel fiyatlarla bu hizmeti verebilmektedir. Encourage them to become ComplicationInsure participants.

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​Türkiye Cumhuriyeti Sağlık Bakanlığından; Uluslararası Sağlık Turizmi ilkeleri doğrultusunda hizmet garantisi sağladığına dair onay almış ve verdiği hizmetin standartlar düzeyinde devam ettirip ettirmediğinin düzenli olarak kontrol edildiği onaylı kurum demektir.
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Inpatient Treatment Coverage

It secures the medical complications that develop after medical applications. Inpatient treatment coverage is valid in the following terms and conditions:
*  Patients should have the Healthcare Tourism Complication Coverage Insurance prior to having primary surgery/operation in Turkey,
* Primary surgery/operation should be undertaken in Turkey by a medical center accredited as “Medical Tourism Institution” by Republic of Turkey Ministry of Health,
* All the required documents and information regarding the primary and secondary surgery/operations as well as complications due to primary surgery/operation should be presented to Insurance Company, additional documents may be requested,
* Repetition surgery/operation should be undertaken in Turkey by a medical center accredited as “Medical Tourism Institution” by Republic of Turkey Ministry of Health in 6 months of time from the policy commencement day,
* Reimbursement will be made to the insured according to coverage limits for the treatments, specified in the each policy.
Any dissatisfaction arising from personal preferences are excluded in plastic surgeries and dental treatments.The complications that are only caused by specified procedures are covered by the insurance, any other complications occurring from another treatment are excluded from the coverage.The expenses related to complications that caused by the covered surgery/operation including revision/repetition surgery and intervention are covered. Rehabilitation/physical therapy expenses, which may or may not be required after the surgery/intervention are excluded from the coverage.Any tests and pharmaceuticals required for the covered medical procedure are also reimbursed under this coverage. Except for the diagnostic procedures required for the treatment of the complication and pre-operation tests, any other diagnostic procedures and tests unrelated to the surgery are excluded from the coverage.  

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Flight Ticket Coverage

In case of treatment of a complication developed as a result of a treatment applied in Turkey or revision of the surgery, the amount of the economy class flight ticket paid by the insured to come to Turkey from his/her country is paid with the limit and exemption specified in the policy. Air ticket coverage limit is different for some plans, check your certificate. Coverage is shown on the certificate and/or policy. The flight ticket guarantee is exempt from 100 EUR and the maximum guarantee amount that can be paid may vary on a plan basis, and the guarantee limit is specified in the certificate and policy.

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